Short term car insurance is becoming a go to option for drivers and car owners because of different reasons. Among the scenarios where car insurance for a day would be required are when you are test driving a car before you buy, when teaching someone how to drive, when lending a vehicle to someone or when borrowing from another person among other reasons. Also, if you need a bigger car for a day or just for a few days, getting a temporary car insurance would be the best thing to get.
It’s imperative to know that the duration of short term auto insurance is anywhere from a day to 28 days. So, no matter whether you are on the market for a one week or one month insurance, short term auto insurance should cover your requirements. Here are 3 implausible benefits of short term car insurance.
Protect Your No Claims Bonus
Short term auto insurance doesn’t affect your no claims bonus. In case you get into an accident, the no claims bonus which you have been building on your car won’t be affected. With this type of insurance it’s incredibly possible to get a fully comprehensive cover, which will offer you the short term protection that you badly need. If you are driving on a new road while on holiday, taking this type of car insurance can provide you with the safeguards that you need to protect your no claims bonus just in case the unexpected happens.
Easy to Set Up
Setting up short term car insurance is quite easy because it’s mostly considered to be some form of emergency cover. The amount of information that you need for the policy to become effective is minimal as opposed to when you are looking for long term insurance coverage. The cover can also be applied online, therefore bringing down the costs of acquiring the insurance coverage.
Save You Hundreds of Dollars in Costs
When you look at the cost of car insurance per day, it turns out to be expensive than when you pay for an annual policy. However, it can save you thousands of dollars when all you need is coverage for a few days or weeks. In some instances, there are discounts that are offered by the insurers and if you are lucky, you can keep your costs at the minimal. The premium that you will pay per day depends on hordes of factors that include the age of the driver, your area of residence and the vehicle that you are getting the insurance for.